Currys

Currys - Reinventing Currys retail credit product, for complete customer clarity

Specialisms

Branding

Primary Research

Product Marketing

Currys, the market leader in tech retail, partnered with CHS in 2024. Dedicated to helping everyone enjoy amazing technology, Currys provides a wide range of products, flexible payment options, and a digital-first approach to shopping.

Currys faced a significant challenge with their credit product, Your Plan. Many customers mistakenly believed it was for one-time use only, not realising it was a revolving account that offered numerous benefits. This highlighted an opportunity for increased uptake and engagement with the product.

This misunderstanding was traced back to how the product was communicated and how well in-store colleagues understood it. As a retailer committed to putting customers first, addressing this issue was critical – to better support customers in making informed decisions,

We embarked on a comprehensive journey to understand the root of these misconceptions. Using both primary and secondary research methods, we were able to understand consumer needs and gaps in knowledge when it comes to retail credit – gathering data from people from all walks of life and levels of vulnerability. Findings were validated over several rounds of testing, both quantitative and qualitative – arriving at strong insights to guide our creative approach.

We used these insights to completely reshape how we present and communicate the product. This led to a market-leading approach to talking about credit, resonating with customers in a way they understand and feel comfortable with. From this, we developed a bank of clear, direct messaging that eliminated ambiguity and championed the benefits that resonated most with consumers. Finally, we created a customer-first choice architecture, presenting the different payment options in the clearest and most appealing manner.

Specific results are still emerging. However, consumer testing showed that the new name, messaging and choice architecture was significantly clearer and more appealing. Importantly, the repeat usage benefit of the account was much better understood.

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